LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,315
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$105,498
−HK$3,233/mo
Today · 4.125%
HK$108,731
baseline
▲ 0.50% · 4.625%
HK$115,348
+HK$6,617/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$217,462/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$1,906,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,825
−HK$6,149/mo
▼ 0.25% · 3.875%
HK$116,878
−HK$3,096/mo
Today · 4.125%
HK$119,974
baseline
▲ 0.50% · 4.625%
HK$126,298
+HK$6,324/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$239,948/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$1,906,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,778
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$126,598
−HK$3,880/mo
Today · 4.125%
HK$130,478
baseline
▲ 0.50% · 4.625%
HK$138,417
+HK$7,939/mo
Deposit HK$17.95M · loan HK$26.92M · min. income ≈ HK$260,956/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,906,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,590
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$140,253
−HK$3,716/mo
Today · 4.125%
HK$143,969
baseline
▲ 0.50% · 4.625%
HK$151,558
+HK$7,589/mo
Deposit HK$17.95M · loan HK$26.92M · min. income ≈ HK$287,938/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,906,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,242
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$147,697
−HK$4,527/mo
Today · 4.125%
HK$152,224
baseline
▲ 0.50% · 4.625%
HK$161,487
+HK$9,263/mo
Deposit HK$13.46M · loan HK$31.41M · min. income ≈ HK$304,448/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,906,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,355
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$163,629
−HK$4,335/mo
Today · 4.125%
HK$167,964
baseline
▲ 0.50% · 4.625%
HK$176,818
+HK$8,854/mo
Deposit HK$13.46M · loan HK$31.41M · min. income ≈ HK$335,928/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,906,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,168
−HK$11,549/mo
▼ 0.25% · 3.875%
HK$189,896
−HK$5,821/mo
Today · 4.125%
HK$195,717
baseline
▲ 0.50% · 4.625%
HK$207,626
+HK$11,909/mo
Deposit HK$4.49M · loan HK$40.38M · min. income ≈ HK$391,434/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,906,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,885
−HK$11,069/mo
▼ 0.25% · 3.875%
HK$210,380
−HK$5,574/mo
Today · 4.125%
HK$215,954
baseline
▲ 0.50% · 4.625%
HK$227,337
+HK$11,383/mo
Deposit HK$4.49M · loan HK$40.38M · min. income ≈ HK$431,908/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,906,981 · Scale 2, in force from 26 Feb 2026)