LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,232
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,551
−HK$323/mo
Today · 4.125%
HK$10,874
baseline
▲ 0.50% · 4.625%
HK$11,536
+HK$662/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,748/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,383
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,689
−HK$309/mo
Today · 4.125%
HK$11,998
baseline
▲ 0.50% · 4.625%
HK$12,631
+HK$633/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,996/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,279
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,661
−HK$388/mo
Today · 4.125%
HK$13,049
baseline
▲ 0.50% · 4.625%
HK$13,843
+HK$794/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,098/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,660
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,026
−HK$372/mo
Today · 4.125%
HK$14,398
baseline
▲ 0.50% · 4.625%
HK$15,157
+HK$759/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,796/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,325
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,771
−HK$453/mo
Today · 4.125%
HK$15,224
baseline
▲ 0.50% · 4.625%
HK$16,150
+HK$926/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,448/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,937
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,364
−HK$434/mo
Today · 4.125%
HK$16,798
baseline
▲ 0.50% · 4.625%
HK$17,683
+HK$885/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,596/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,418
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,991
−HK$582/mo
Today · 4.125%
HK$19,573
baseline
▲ 0.50% · 4.625%
HK$20,764
+HK$1,191/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,146/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,490
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,040
−HK$557/mo
Today · 4.125%
HK$21,597
baseline
▲ 0.50% · 4.625%
HK$22,735
+HK$1,138/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,194/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,311 · Scale 2, in force from 26 Feb 2026)