LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,324
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$105,507
−HK$3,234/mo
Today · 4.125%
HK$108,741
baseline
▲ 0.50% · 4.625%
HK$115,358
+HK$6,617/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$217,482/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$1,907,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,835
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$116,888
−HK$3,097/mo
Today · 4.125%
HK$119,985
baseline
▲ 0.50% · 4.625%
HK$126,310
+HK$6,325/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$239,970/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$1,907,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,789
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$126,609
−HK$3,880/mo
Today · 4.125%
HK$130,489
baseline
▲ 0.50% · 4.625%
HK$138,429
+HK$7,940/mo
Deposit HK$17.95M · loan HK$26.92M · min. income ≈ HK$260,978/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,602
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$140,265
−HK$3,717/mo
Today · 4.125%
HK$143,982
baseline
▲ 0.50% · 4.625%
HK$151,572
+HK$7,590/mo
Deposit HK$17.95M · loan HK$26.92M · min. income ≈ HK$287,964/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,254
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$147,710
−HK$4,527/mo
Today · 4.125%
HK$152,237
baseline
▲ 0.50% · 4.625%
HK$161,501
+HK$9,264/mo
Deposit HK$13.46M · loan HK$31.41M · min. income ≈ HK$304,474/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,907,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,369
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$163,643
−HK$4,336/mo
Today · 4.125%
HK$167,979
baseline
▲ 0.50% · 4.625%
HK$176,833
+HK$8,854/mo
Deposit HK$13.46M · loan HK$31.41M · min. income ≈ HK$335,958/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,907,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,184
−HK$11,550/mo
▼ 0.25% · 3.875%
HK$189,913
−HK$5,821/mo
Today · 4.125%
HK$195,734
baseline
▲ 0.50% · 4.625%
HK$207,644
+HK$11,910/mo
Deposit HK$4.49M · loan HK$40.39M · min. income ≈ HK$391,468/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,907,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,903
−HK$11,070/mo
▼ 0.25% · 3.875%
HK$210,398
−HK$5,575/mo
Today · 4.125%
HK$215,973
baseline
▲ 0.50% · 4.625%
HK$227,357
+HK$11,384/mo
Deposit HK$4.49M · loan HK$40.39M · min. income ≈ HK$431,946/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,907,149 · Scale 2, in force from 26 Feb 2026)