LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,330
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$105,513
−HK$3,234/mo
Today · 4.125%
HK$108,747
baseline
▲ 0.50% · 4.625%
HK$115,364
+HK$6,617/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$217,494/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$1,907,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,841
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$116,894
−HK$3,097/mo
Today · 4.125%
HK$119,991
baseline
▲ 0.50% · 4.625%
HK$126,316
+HK$6,325/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$239,982/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$1,907,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,796
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$126,615
−HK$3,881/mo
Today · 4.125%
HK$130,496
baseline
▲ 0.50% · 4.625%
HK$138,436
+HK$7,940/mo
Deposit HK$17.95M · loan HK$26.93M · min. income ≈ HK$260,992/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,609
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$140,273
−HK$3,716/mo
Today · 4.125%
HK$143,989
baseline
▲ 0.50% · 4.625%
HK$151,579
+HK$7,590/mo
Deposit HK$17.95M · loan HK$26.93M · min. income ≈ HK$287,978/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,261
−HK$8,984/mo
▼ 0.25% · 3.875%
HK$147,718
−HK$4,527/mo
Today · 4.125%
HK$152,245
baseline
▲ 0.50% · 4.625%
HK$161,509
+HK$9,264/mo
Deposit HK$13.46M · loan HK$31.41M · min. income ≈ HK$304,490/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,907,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,377
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$163,651
−HK$4,337/mo
Today · 4.125%
HK$167,988
baseline
▲ 0.50% · 4.625%
HK$176,842
+HK$8,854/mo
Deposit HK$13.46M · loan HK$31.41M · min. income ≈ HK$335,976/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,907,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,193
−HK$11,551/mo
▼ 0.25% · 3.875%
HK$189,923
−HK$5,821/mo
Today · 4.125%
HK$195,744
baseline
▲ 0.50% · 4.625%
HK$207,654
+HK$11,910/mo
Deposit HK$4.49M · loan HK$40.39M · min. income ≈ HK$391,488/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,907,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,913
−HK$11,071/mo
▼ 0.25% · 3.875%
HK$210,409
−HK$5,575/mo
Today · 4.125%
HK$215,984
baseline
▲ 0.50% · 4.625%
HK$227,369
+HK$11,385/mo
Deposit HK$4.49M · loan HK$40.39M · min. income ≈ HK$431,968/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,907,245 · Scale 2, in force from 26 Feb 2026)