LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,234
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,552
−HK$324/mo
Today · 4.125%
HK$10,876
baseline
▲ 0.50% · 4.625%
HK$11,538
+HK$662/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,752/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,385
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,691
−HK$309/mo
Today · 4.125%
HK$12,000
baseline
▲ 0.50% · 4.625%
HK$12,633
+HK$633/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$24,000/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,281
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,663
−HK$388/mo
Today · 4.125%
HK$13,051
baseline
▲ 0.50% · 4.625%
HK$13,845
+HK$794/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$26,102/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,662
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,029
−HK$372/mo
Today · 4.125%
HK$14,401
baseline
▲ 0.50% · 4.625%
HK$15,160
+HK$759/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$28,802/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,328
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,773
−HK$453/mo
Today · 4.125%
HK$15,226
baseline
▲ 0.50% · 4.625%
HK$16,153
+HK$927/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,452/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,939
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,367
−HK$434/mo
Today · 4.125%
HK$16,801
baseline
▲ 0.50% · 4.625%
HK$17,686
+HK$885/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,602/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,421
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$18,994
−HK$583/mo
Today · 4.125%
HK$19,577
baseline
▲ 0.50% · 4.625%
HK$20,768
+HK$1,191/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,154/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,494
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,043
−HK$558/mo
Today · 4.125%
HK$21,601
baseline
▲ 0.50% · 4.625%
HK$22,739
+HK$1,138/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,202/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,323 · Scale 2, in force from 26 Feb 2026)