LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,235
−HK$641/mo
▼ 0.25% · 3.875%
HK$10,553
−HK$323/mo
Today · 4.125%
HK$10,876
baseline
▲ 0.50% · 4.625%
HK$11,538
+HK$662/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,752/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,386
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,691
−HK$310/mo
Today · 4.125%
HK$12,001
baseline
▲ 0.50% · 4.625%
HK$12,634
+HK$633/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$24,002/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,282
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,664
−HK$388/mo
Today · 4.125%
HK$13,052
baseline
▲ 0.50% · 4.625%
HK$13,846
+HK$794/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$26,104/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,663
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,030
−HK$371/mo
Today · 4.125%
HK$14,401
baseline
▲ 0.50% · 4.625%
HK$15,160
+HK$759/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$28,802/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,328
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,774
−HK$453/mo
Today · 4.125%
HK$15,227
baseline
▲ 0.50% · 4.625%
HK$16,154
+HK$927/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,454/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,940
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,368
−HK$434/mo
Today · 4.125%
HK$16,802
baseline
▲ 0.50% · 4.625%
HK$17,687
+HK$885/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,604/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,422
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$18,995
−HK$583/mo
Today · 4.125%
HK$19,578
baseline
▲ 0.50% · 4.625%
HK$20,769
+HK$1,191/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,156/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,495
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,044
−HK$558/mo
Today · 4.125%
HK$21,602
baseline
▲ 0.50% · 4.625%
HK$22,741
+HK$1,139/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,204/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,326 · Scale 2, in force from 26 Feb 2026)