LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,351
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$105,535
−HK$3,235/mo
Today · 4.125%
HK$108,770
baseline
▲ 0.50% · 4.625%
HK$115,388
+HK$6,618/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$217,540/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$1,907,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,865
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$116,919
−HK$3,098/mo
Today · 4.125%
HK$120,017
baseline
▲ 0.50% · 4.625%
HK$126,343
+HK$6,326/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$240,034/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$1,907,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,822
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$126,642
−HK$3,882/mo
Today · 4.125%
HK$130,524
baseline
▲ 0.50% · 4.625%
HK$138,466
+HK$7,942/mo
Deposit HK$17.95M · loan HK$26.93M · min. income ≈ HK$261,048/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,638
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$140,302
−HK$3,718/mo
Today · 4.125%
HK$144,020
baseline
▲ 0.50% · 4.625%
HK$151,611
+HK$7,591/mo
Deposit HK$17.95M · loan HK$26.93M · min. income ≈ HK$288,040/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,292
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$147,749
−HK$4,528/mo
Today · 4.125%
HK$152,277
baseline
▲ 0.50% · 4.625%
HK$161,543
+HK$9,266/mo
Deposit HK$13.47M · loan HK$31.42M · min. income ≈ HK$304,554/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,907,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,411
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$163,686
−HK$4,337/mo
Today · 4.125%
HK$168,023
baseline
▲ 0.50% · 4.625%
HK$176,880
+HK$8,857/mo
Deposit HK$13.47M · loan HK$31.42M · min. income ≈ HK$336,046/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,907,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,232
−HK$11,553/mo
▼ 0.25% · 3.875%
HK$189,963
−HK$5,822/mo
Today · 4.125%
HK$195,785
baseline
▲ 0.50% · 4.625%
HK$207,698
+HK$11,913/mo
Deposit HK$4.49M · loan HK$40.40M · min. income ≈ HK$391,570/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,907,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,957
−HK$11,073/mo
▼ 0.25% · 3.875%
HK$210,453
−HK$5,577/mo
Today · 4.125%
HK$216,030
baseline
▲ 0.50% · 4.625%
HK$227,417
+HK$11,387/mo
Deposit HK$4.49M · loan HK$40.40M · min. income ≈ HK$432,060/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,907,650 · Scale 2, in force from 26 Feb 2026)