LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,352
−HK$6,418/mo
▼ 0.25% · 3.875%
HK$105,536
−HK$3,234/mo
Today · 4.125%
HK$108,770
baseline
▲ 0.50% · 4.625%
HK$115,389
+HK$6,619/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$217,540/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$1,907,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,865
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$116,919
−HK$3,098/mo
Today · 4.125%
HK$120,017
baseline
▲ 0.50% · 4.625%
HK$126,344
+HK$6,327/mo
Deposit HK$22.44M · loan HK$22.44M · min. income ≈ HK$240,034/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$1,907,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,822
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$126,643
−HK$3,881/mo
Today · 4.125%
HK$130,524
baseline
▲ 0.50% · 4.625%
HK$138,466
+HK$7,942/mo
Deposit HK$17.95M · loan HK$26.93M · min. income ≈ HK$261,048/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,639
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$140,303
−HK$3,718/mo
Today · 4.125%
HK$144,021
baseline
▲ 0.50% · 4.625%
HK$151,612
+HK$7,591/mo
Deposit HK$17.95M · loan HK$26.93M · min. income ≈ HK$288,042/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,293
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$147,750
−HK$4,528/mo
Today · 4.125%
HK$152,278
baseline
▲ 0.50% · 4.625%
HK$161,544
+HK$9,266/mo
Deposit HK$13.47M · loan HK$31.42M · min. income ≈ HK$304,556/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,907,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,412
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$163,687
−HK$4,337/mo
Today · 4.125%
HK$168,024
baseline
▲ 0.50% · 4.625%
HK$176,881
+HK$8,857/mo
Deposit HK$13.47M · loan HK$31.42M · min. income ≈ HK$336,048/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,907,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,233
−HK$11,554/mo
▼ 0.25% · 3.875%
HK$189,964
−HK$5,823/mo
Today · 4.125%
HK$195,787
baseline
▲ 0.50% · 4.625%
HK$207,700
+HK$11,913/mo
Deposit HK$4.49M · loan HK$40.40M · min. income ≈ HK$391,574/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,907,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,958
−HK$11,073/mo
▼ 0.25% · 3.875%
HK$210,455
−HK$5,576/mo
Today · 4.125%
HK$216,031
baseline
▲ 0.50% · 4.625%
HK$227,418
+HK$11,387/mo
Deposit HK$4.49M · loan HK$40.40M · min. income ≈ HK$432,062/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,907,662 · Scale 2, in force from 26 Feb 2026)