LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,235
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,554
−HK$323/mo
Today · 4.125%
HK$10,877
baseline
▲ 0.50% · 4.625%
HK$11,539
+HK$662/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,754/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,387
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,692
−HK$310/mo
Today · 4.125%
HK$12,002
baseline
▲ 0.50% · 4.625%
HK$12,635
+HK$633/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$24,004/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,282
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,665
−HK$388/mo
Today · 4.125%
HK$13,053
baseline
▲ 0.50% · 4.625%
HK$13,847
+HK$794/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$26,106/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,664
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,031
−HK$371/mo
Today · 4.125%
HK$14,402
baseline
▲ 0.50% · 4.625%
HK$15,162
+HK$760/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$28,804/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,330
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,775
−HK$453/mo
Today · 4.125%
HK$15,228
baseline
▲ 0.50% · 4.625%
HK$16,155
+HK$927/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,456/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,942
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,369
−HK$434/mo
Today · 4.125%
HK$16,803
baseline
▲ 0.50% · 4.625%
HK$17,688
+HK$885/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,606/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,424
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,997
−HK$582/mo
Today · 4.125%
HK$19,579
baseline
▲ 0.50% · 4.625%
HK$20,770
+HK$1,191/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,158/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,496
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,046
−HK$558/mo
Today · 4.125%
HK$21,604
baseline
▲ 0.50% · 4.625%
HK$22,742
+HK$1,138/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,208/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,331 · Scale 2, in force from 26 Feb 2026)