LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,365
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$105,549
−HK$3,235/mo
Today · 4.125%
HK$108,784
baseline
▲ 0.50% · 4.625%
HK$115,403
+HK$6,619/mo
Deposit HK$22.45M · loan HK$22.45M · min. income ≈ HK$217,568/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$1,907,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,880
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$116,934
−HK$3,098/mo
Today · 4.125%
HK$120,032
baseline
▲ 0.50% · 4.625%
HK$126,359
+HK$6,327/mo
Deposit HK$22.45M · loan HK$22.45M · min. income ≈ HK$240,064/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$1,907,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,838
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$126,659
−HK$3,882/mo
Today · 4.125%
HK$130,541
baseline
▲ 0.50% · 4.625%
HK$138,484
+HK$7,943/mo
Deposit HK$17.96M · loan HK$26.94M · min. income ≈ HK$261,082/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,656
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$140,321
−HK$3,718/mo
Today · 4.125%
HK$144,039
baseline
▲ 0.50% · 4.625%
HK$151,631
+HK$7,592/mo
Deposit HK$17.96M · loan HK$26.94M · min. income ≈ HK$288,078/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,907,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,311
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$147,768
−HK$4,529/mo
Today · 4.125%
HK$152,297
baseline
▲ 0.50% · 4.625%
HK$161,564
+HK$9,267/mo
Deposit HK$13.47M · loan HK$31.42M · min. income ≈ HK$304,594/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,907,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,432
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$163,707
−HK$4,338/mo
Today · 4.125%
HK$168,045
baseline
▲ 0.50% · 4.625%
HK$176,903
+HK$8,858/mo
Deposit HK$13.47M · loan HK$31.42M · min. income ≈ HK$336,090/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,907,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,256
−HK$11,555/mo
▼ 0.25% · 3.875%
HK$189,988
−HK$5,823/mo
Today · 4.125%
HK$195,811
baseline
▲ 0.50% · 4.625%
HK$207,726
+HK$11,915/mo
Deposit HK$4.49M · loan HK$40.40M · min. income ≈ HK$391,622/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,907,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,983
−HK$11,075/mo
▼ 0.25% · 3.875%
HK$210,481
−HK$5,577/mo
Today · 4.125%
HK$216,058
baseline
▲ 0.50% · 4.625%
HK$227,447
+HK$11,389/mo
Deposit HK$4.49M · loan HK$40.40M · min. income ≈ HK$432,116/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,907,900 · Scale 2, in force from 26 Feb 2026)