LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,382
−HK$6,420/mo
▼ 0.25% · 3.875%
HK$105,567
−HK$3,235/mo
Today · 4.125%
HK$108,802
baseline
▲ 0.50% · 4.625%
HK$115,423
+HK$6,621/mo
Deposit HK$22.45M · loan HK$22.45M · min. income ≈ HK$217,604/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$1,908,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,899
−HK$6,153/mo
▼ 0.25% · 3.875%
HK$116,954
−HK$3,098/mo
Today · 4.125%
HK$120,052
baseline
▲ 0.50% · 4.625%
HK$126,381
+HK$6,329/mo
Deposit HK$22.45M · loan HK$22.45M · min. income ≈ HK$240,104/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$1,908,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,858
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$126,680
−HK$3,883/mo
Today · 4.125%
HK$130,563
baseline
▲ 0.50% · 4.625%
HK$138,507
+HK$7,944/mo
Deposit HK$17.96M · loan HK$26.94M · min. income ≈ HK$261,126/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,908,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,679
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$140,344
−HK$3,719/mo
Today · 4.125%
HK$144,063
baseline
▲ 0.50% · 4.625%
HK$151,657
+HK$7,594/mo
Deposit HK$17.96M · loan HK$26.94M · min. income ≈ HK$288,126/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,908,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,335
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$147,793
−HK$4,530/mo
Today · 4.125%
HK$152,323
baseline
▲ 0.50% · 4.625%
HK$161,592
+HK$9,269/mo
Deposit HK$13.47M · loan HK$31.43M · min. income ≈ HK$304,646/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,908,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,458
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$163,735
−HK$4,338/mo
Today · 4.125%
HK$168,073
baseline
▲ 0.50% · 4.625%
HK$176,933
+HK$8,860/mo
Deposit HK$13.47M · loan HK$31.43M · min. income ≈ HK$336,146/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,908,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,288
−HK$11,556/mo
▼ 0.25% · 3.875%
HK$190,020
−HK$5,824/mo
Today · 4.125%
HK$195,844
baseline
▲ 0.50% · 4.625%
HK$207,761
+HK$11,917/mo
Deposit HK$4.49M · loan HK$40.41M · min. income ≈ HK$391,688/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,908,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,018
−HK$11,076/mo
▼ 0.25% · 3.875%
HK$210,516
−HK$5,578/mo
Today · 4.125%
HK$216,094
baseline
▲ 0.50% · 4.625%
HK$227,485
+HK$11,391/mo
Deposit HK$4.49M · loan HK$40.41M · min. income ≈ HK$432,188/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,908,221 · Scale 2, in force from 26 Feb 2026)