LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,238
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,557
−HK$323/mo
Today · 4.125%
HK$10,880
baseline
▲ 0.50% · 4.625%
HK$11,542
+HK$662/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,760/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,390
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,695
−HK$310/mo
Today · 4.125%
HK$12,005
baseline
▲ 0.50% · 4.625%
HK$12,638
+HK$633/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$24,010/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,286
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,668
−HK$388/mo
Today · 4.125%
HK$13,056
baseline
▲ 0.50% · 4.625%
HK$13,851
+HK$795/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$26,112/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,668
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,035
−HK$371/mo
Today · 4.125%
HK$14,406
baseline
▲ 0.50% · 4.625%
HK$15,166
+HK$760/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$28,812/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,334
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,779
−HK$453/mo
Today · 4.125%
HK$15,232
baseline
▲ 0.50% · 4.625%
HK$16,159
+HK$927/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,464/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,946
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,374
−HK$433/mo
Today · 4.125%
HK$16,807
baseline
▲ 0.50% · 4.625%
HK$17,693
+HK$886/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,614/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,429
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$19,002
−HK$582/mo
Today · 4.125%
HK$19,584
baseline
▲ 0.50% · 4.625%
HK$20,776
+HK$1,192/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,168/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,502
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,052
−HK$558/mo
Today · 4.125%
HK$21,610
baseline
▲ 0.50% · 4.625%
HK$22,749
+HK$1,139/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,220/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,350 · Scale 2, in force from 26 Feb 2026)