LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,388
−HK$6,421/mo
▼ 0.25% · 3.875%
HK$105,573
−HK$3,236/mo
Today · 4.125%
HK$108,809
baseline
▲ 0.50% · 4.625%
HK$115,430
+HK$6,621/mo
Deposit HK$22.45M · loan HK$22.45M · min. income ≈ HK$217,618/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$1,908,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,906
−HK$6,154/mo
▼ 0.25% · 3.875%
HK$116,961
−HK$3,099/mo
Today · 4.125%
HK$120,060
baseline
▲ 0.50% · 4.625%
HK$126,388
+HK$6,328/mo
Deposit HK$22.45M · loan HK$22.45M · min. income ≈ HK$240,120/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$1,908,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,866
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$126,688
−HK$3,883/mo
Today · 4.125%
HK$130,571
baseline
▲ 0.50% · 4.625%
HK$138,515
+HK$7,944/mo
Deposit HK$17.96M · loan HK$26.94M · min. income ≈ HK$261,142/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,908,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,687
−HK$7,385/mo
▼ 0.25% · 3.875%
HK$140,353
−HK$3,719/mo
Today · 4.125%
HK$144,072
baseline
▲ 0.50% · 4.625%
HK$151,666
+HK$7,594/mo
Deposit HK$17.96M · loan HK$26.94M · min. income ≈ HK$288,144/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,908,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,343
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$147,802
−HK$4,530/mo
Today · 4.125%
HK$152,332
baseline
▲ 0.50% · 4.625%
HK$161,601
+HK$9,269/mo
Deposit HK$13.47M · loan HK$31.43M · min. income ≈ HK$304,664/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,908,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,468
−HK$8,616/mo
▼ 0.25% · 3.875%
HK$163,745
−HK$4,339/mo
Today · 4.125%
HK$168,084
baseline
▲ 0.50% · 4.625%
HK$176,944
+HK$8,860/mo
Deposit HK$13.47M · loan HK$31.43M · min. income ≈ HK$336,168/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,908,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,299
−HK$11,557/mo
▼ 0.25% · 3.875%
HK$190,031
−HK$5,825/mo
Today · 4.125%
HK$195,856
baseline
▲ 0.50% · 4.625%
HK$207,773
+HK$11,917/mo
Deposit HK$4.49M · loan HK$40.41M · min. income ≈ HK$391,712/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,908,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,030
−HK$11,078/mo
▼ 0.25% · 3.875%
HK$210,529
−HK$5,579/mo
Today · 4.125%
HK$216,108
baseline
▲ 0.50% · 4.625%
HK$227,499
+HK$11,391/mo
Deposit HK$4.49M · loan HK$40.41M · min. income ≈ HK$432,216/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,908,337 · Scale 2, in force from 26 Feb 2026)