LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,240
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,559
−HK$323/mo
Today · 4.125%
HK$10,882
baseline
▲ 0.50% · 4.625%
HK$11,544
+HK$662/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,764/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,392
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,697
−HK$310/mo
Today · 4.125%
HK$12,007
baseline
▲ 0.50% · 4.625%
HK$12,640
+HK$633/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,014/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,288
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,670
−HK$389/mo
Today · 4.125%
HK$13,059
baseline
▲ 0.50% · 4.625%
HK$13,853
+HK$794/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$26,118/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,670
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,037
−HK$372/mo
Today · 4.125%
HK$14,409
baseline
▲ 0.50% · 4.625%
HK$15,168
+HK$759/mo
Deposit HK$1.80M · loan HK$2.69M · min. income ≈ HK$28,818/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,336
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,782
−HK$453/mo
Today · 4.125%
HK$15,235
baseline
▲ 0.50% · 4.625%
HK$16,162
+HK$927/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,470/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,949
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,376
−HK$434/mo
Today · 4.125%
HK$16,810
baseline
▲ 0.50% · 4.625%
HK$17,696
+HK$886/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,620/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,432
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,005
−HK$583/mo
Today · 4.125%
HK$19,588
baseline
▲ 0.50% · 4.625%
HK$20,780
+HK$1,192/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,176/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,506
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,055
−HK$558/mo
Today · 4.125%
HK$21,613
baseline
▲ 0.50% · 4.625%
HK$22,753
+HK$1,140/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,226/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,362 · Scale 2, in force from 26 Feb 2026)