LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,425
−HK$6,423/mo
▼ 0.25% · 3.875%
HK$105,611
−HK$3,237/mo
Today · 4.125%
HK$108,848
baseline
▲ 0.50% · 4.625%
HK$115,471
+HK$6,623/mo
Deposit HK$22.46M · loan HK$22.46M · min. income ≈ HK$217,696/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$1,909,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,946
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$117,002
−HK$3,101/mo
Today · 4.125%
HK$120,103
baseline
▲ 0.50% · 4.625%
HK$126,433
+HK$6,330/mo
Deposit HK$22.46M · loan HK$22.46M · min. income ≈ HK$240,206/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$1,909,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,910
−HK$7,707/mo
▼ 0.25% · 3.875%
HK$126,733
−HK$3,884/mo
Today · 4.125%
HK$130,617
baseline
▲ 0.50% · 4.625%
HK$138,565
+HK$7,948/mo
Deposit HK$17.97M · loan HK$26.95M · min. income ≈ HK$261,234/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,909,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,736
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$140,403
−HK$3,720/mo
Today · 4.125%
HK$144,123
baseline
▲ 0.50% · 4.625%
HK$151,720
+HK$7,597/mo
Deposit HK$17.97M · loan HK$26.95M · min. income ≈ HK$288,246/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,909,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,394
−HK$8,993/mo
▼ 0.25% · 3.875%
HK$147,855
−HK$4,532/mo
Today · 4.125%
HK$152,387
baseline
▲ 0.50% · 4.625%
HK$161,659
+HK$9,272/mo
Deposit HK$13.48M · loan HK$31.44M · min. income ≈ HK$304,774/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,909,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,525
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$163,803
−HK$4,341/mo
Today · 4.125%
HK$168,144
baseline
▲ 0.50% · 4.625%
HK$177,007
+HK$8,863/mo
Deposit HK$13.48M · loan HK$31.44M · min. income ≈ HK$336,288/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,909,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,364
−HK$11,562/mo
▼ 0.25% · 3.875%
HK$190,099
−HK$5,827/mo
Today · 4.125%
HK$195,926
baseline
▲ 0.50% · 4.625%
HK$207,847
+HK$11,921/mo
Deposit HK$4.49M · loan HK$40.43M · min. income ≈ HK$391,852/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,909,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,103
−HK$11,082/mo
▼ 0.25% · 3.875%
HK$210,604
−HK$5,581/mo
Today · 4.125%
HK$216,185
baseline
▲ 0.50% · 4.625%
HK$227,580
+HK$11,395/mo
Deposit HK$4.49M · loan HK$40.43M · min. income ≈ HK$432,370/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,909,017 · Scale 2, in force from 26 Feb 2026)