LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,243
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,562
−HK$323/mo
Today · 4.125%
HK$10,885
baseline
▲ 0.50% · 4.625%
HK$11,548
+HK$663/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,770/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,395
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,701
−HK$310/mo
Today · 4.125%
HK$12,011
baseline
▲ 0.50% · 4.625%
HK$12,644
+HK$633/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,022/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,292
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,674
−HK$389/mo
Today · 4.125%
HK$13,063
baseline
▲ 0.50% · 4.625%
HK$13,857
+HK$794/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,126/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,674
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,041
−HK$372/mo
Today · 4.125%
HK$14,413
baseline
▲ 0.50% · 4.625%
HK$15,173
+HK$760/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,826/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,340
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,786
−HK$454/mo
Today · 4.125%
HK$15,240
baseline
▲ 0.50% · 4.625%
HK$16,167
+HK$927/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,480/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,954
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,381
−HK$435/mo
Today · 4.125%
HK$16,816
baseline
▲ 0.50% · 4.625%
HK$17,702
+HK$886/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,632/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,438
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,011
−HK$583/mo
Today · 4.125%
HK$19,594
baseline
▲ 0.50% · 4.625%
HK$20,786
+HK$1,192/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,188/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,512
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,062
−HK$558/mo
Today · 4.125%
HK$21,620
baseline
▲ 0.50% · 4.625%
HK$22,760
+HK$1,140/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,240/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,382 · Scale 2, in force from 26 Feb 2026)