LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,439
−HK$6,424/mo
▼ 0.25% · 3.875%
HK$105,625
−HK$3,238/mo
Today · 4.125%
HK$108,863
baseline
▲ 0.50% · 4.625%
HK$115,487
+HK$6,624/mo
Deposit HK$22.46M · loan HK$22.46M · min. income ≈ HK$217,726/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$1,909,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,962
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$117,019
−HK$3,100/mo
Today · 4.125%
HK$120,119
baseline
▲ 0.50% · 4.625%
HK$126,451
+HK$6,332/mo
Deposit HK$22.46M · loan HK$22.46M · min. income ≈ HK$240,238/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$1,909,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,927
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$126,750
−HK$3,885/mo
Today · 4.125%
HK$130,635
baseline
▲ 0.50% · 4.625%
HK$138,584
+HK$7,949/mo
Deposit HK$17.97M · loan HK$26.95M · min. income ≈ HK$261,270/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,909,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,755
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$140,422
−HK$3,721/mo
Today · 4.125%
HK$144,143
baseline
▲ 0.50% · 4.625%
HK$151,741
+HK$7,598/mo
Deposit HK$17.97M · loan HK$26.95M · min. income ≈ HK$288,286/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,909,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,414
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$147,875
−HK$4,533/mo
Today · 4.125%
HK$152,408
baseline
▲ 0.50% · 4.625%
HK$161,681
+HK$9,273/mo
Deposit HK$13.48M · loan HK$31.45M · min. income ≈ HK$304,816/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,909,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,547
−HK$8,620/mo
▼ 0.25% · 3.875%
HK$163,826
−HK$4,341/mo
Today · 4.125%
HK$168,167
baseline
▲ 0.50% · 4.625%
HK$177,031
+HK$8,864/mo
Deposit HK$13.48M · loan HK$31.45M · min. income ≈ HK$336,334/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,909,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,390
−HK$11,563/mo
▼ 0.25% · 3.875%
HK$190,125
−HK$5,828/mo
Today · 4.125%
HK$195,953
baseline
▲ 0.50% · 4.625%
HK$207,876
+HK$11,923/mo
Deposit HK$4.49M · loan HK$40.43M · min. income ≈ HK$391,906/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,909,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,132
−HK$11,082/mo
▼ 0.25% · 3.875%
HK$210,633
−HK$5,581/mo
Today · 4.125%
HK$216,214
baseline
▲ 0.50% · 4.625%
HK$227,611
+HK$11,397/mo
Deposit HK$4.49M · loan HK$40.43M · min. income ≈ HK$432,428/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,909,281 · Scale 2, in force from 26 Feb 2026)