LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,244
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,563
−HK$323/mo
Today · 4.125%
HK$10,886
baseline
▲ 0.50% · 4.625%
HK$11,549
+HK$663/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,772/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,396
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,702
−HK$310/mo
Today · 4.125%
HK$12,012
baseline
▲ 0.50% · 4.625%
HK$12,645
+HK$633/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,024/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,293
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,675
−HK$389/mo
Today · 4.125%
HK$13,064
baseline
▲ 0.50% · 4.625%
HK$13,858
+HK$794/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,128/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,676
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,042
−HK$372/mo
Today · 4.125%
HK$14,414
baseline
▲ 0.50% · 4.625%
HK$15,174
+HK$760/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,828/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,342
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,788
−HK$453/mo
Today · 4.125%
HK$15,241
baseline
▲ 0.50% · 4.625%
HK$16,168
+HK$927/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,482/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,955
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,383
−HK$434/mo
Today · 4.125%
HK$16,817
baseline
▲ 0.50% · 4.625%
HK$17,703
+HK$886/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,634/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,439
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,013
−HK$582/mo
Today · 4.125%
HK$19,595
baseline
▲ 0.50% · 4.625%
HK$20,788
+HK$1,193/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,190/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,513
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,063
−HK$559/mo
Today · 4.125%
HK$21,622
baseline
▲ 0.50% · 4.625%
HK$22,761
+HK$1,139/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,244/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,387 · Scale 2, in force from 26 Feb 2026)