LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,444
−HK$6,424/mo
▼ 0.25% · 3.875%
HK$105,630
−HK$3,238/mo
Today · 4.125%
HK$108,868
baseline
▲ 0.50% · 4.625%
HK$115,492
+HK$6,624/mo
Deposit HK$22.46M · loan HK$22.46M · min. income ≈ HK$217,736/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$1,909,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,968
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$117,024
−HK$3,101/mo
Today · 4.125%
HK$120,125
baseline
▲ 0.50% · 4.625%
HK$126,457
+HK$6,332/mo
Deposit HK$22.46M · loan HK$22.46M · min. income ≈ HK$240,250/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$1,909,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,932
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$126,756
−HK$3,885/mo
Today · 4.125%
HK$130,641
baseline
▲ 0.50% · 4.625%
HK$138,591
+HK$7,950/mo
Deposit HK$17.97M · loan HK$26.96M · min. income ≈ HK$261,282/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,909,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,761
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$140,429
−HK$3,721/mo
Today · 4.125%
HK$144,150
baseline
▲ 0.50% · 4.625%
HK$151,748
+HK$7,598/mo
Deposit HK$17.97M · loan HK$26.96M · min. income ≈ HK$288,300/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,909,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,421
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$147,882
−HK$4,533/mo
Today · 4.125%
HK$152,415
baseline
▲ 0.50% · 4.625%
HK$161,689
+HK$9,274/mo
Deposit HK$13.48M · loan HK$31.45M · min. income ≈ HK$304,830/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,909,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,555
−HK$8,620/mo
▼ 0.25% · 3.875%
HK$163,834
−HK$4,341/mo
Today · 4.125%
HK$168,175
baseline
▲ 0.50% · 4.625%
HK$177,039
+HK$8,864/mo
Deposit HK$13.48M · loan HK$31.45M · min. income ≈ HK$336,350/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,909,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,399
−HK$11,563/mo
▼ 0.25% · 3.875%
HK$190,134
−HK$5,828/mo
Today · 4.125%
HK$195,962
baseline
▲ 0.50% · 4.625%
HK$207,886
+HK$11,924/mo
Deposit HK$4.49M · loan HK$40.43M · min. income ≈ HK$391,924/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,909,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,142
−HK$11,083/mo
▼ 0.25% · 3.875%
HK$210,643
−HK$5,582/mo
Today · 4.125%
HK$216,225
baseline
▲ 0.50% · 4.625%
HK$227,622
+HK$11,397/mo
Deposit HK$4.49M · loan HK$40.43M · min. income ≈ HK$432,450/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,909,371 · Scale 2, in force from 26 Feb 2026)