LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,244
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,563
−HK$324/mo
Today · 4.125%
HK$10,887
baseline
▲ 0.50% · 4.625%
HK$11,549
+HK$662/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,774/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,397
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,703
−HK$310/mo
Today · 4.125%
HK$12,013
baseline
▲ 0.50% · 4.625%
HK$12,646
+HK$633/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,026/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,293
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,676
−HK$388/mo
Today · 4.125%
HK$13,064
baseline
▲ 0.50% · 4.625%
HK$13,859
+HK$795/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,128/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,676
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,043
−HK$372/mo
Today · 4.125%
HK$14,415
baseline
▲ 0.50% · 4.625%
HK$15,175
+HK$760/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,830/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,342
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,788
−HK$454/mo
Today · 4.125%
HK$15,242
baseline
▲ 0.50% · 4.625%
HK$16,169
+HK$927/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,484/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,956
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,384
−HK$434/mo
Today · 4.125%
HK$16,818
baseline
▲ 0.50% · 4.625%
HK$17,704
+HK$886/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,636/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,440
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,014
−HK$582/mo
Today · 4.125%
HK$19,596
baseline
▲ 0.50% · 4.625%
HK$20,789
+HK$1,193/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,192/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,514
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,065
−HK$558/mo
Today · 4.125%
HK$21,623
baseline
▲ 0.50% · 4.625%
HK$22,763
+HK$1,140/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,246/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,391 · Scale 2, in force from 26 Feb 2026)