LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,449
−HK$6,425/mo
▼ 0.25% · 3.875%
HK$105,636
−HK$3,238/mo
Today · 4.125%
HK$108,874
baseline
▲ 0.50% · 4.625%
HK$115,498
+HK$6,624/mo
Deposit HK$22.46M · loan HK$22.46M · min. income ≈ HK$217,748/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$1,909,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,974
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$117,030
−HK$3,101/mo
Today · 4.125%
HK$120,131
baseline
▲ 0.50% · 4.625%
HK$126,464
+HK$6,333/mo
Deposit HK$22.46M · loan HK$22.46M · min. income ≈ HK$240,262/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$1,909,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,939
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$126,763
−HK$3,885/mo
Today · 4.125%
HK$130,648
baseline
▲ 0.50% · 4.625%
HK$138,598
+HK$7,950/mo
Deposit HK$17.97M · loan HK$26.96M · min. income ≈ HK$261,296/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,909,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,768
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$140,437
−HK$3,721/mo
Today · 4.125%
HK$144,158
baseline
▲ 0.50% · 4.625%
HK$151,756
+HK$7,598/mo
Deposit HK$17.97M · loan HK$26.96M · min. income ≈ HK$288,316/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,909,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,429
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$147,890
−HK$4,533/mo
Today · 4.125%
HK$152,423
baseline
▲ 0.50% · 4.625%
HK$161,698
+HK$9,275/mo
Deposit HK$13.48M · loan HK$31.45M · min. income ≈ HK$304,846/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,909,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,563
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$163,843
−HK$4,341/mo
Today · 4.125%
HK$168,184
baseline
▲ 0.50% · 4.625%
HK$177,049
+HK$8,865/mo
Deposit HK$13.48M · loan HK$31.45M · min. income ≈ HK$336,368/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,909,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,409
−HK$11,564/mo
▼ 0.25% · 3.875%
HK$190,145
−HK$5,828/mo
Today · 4.125%
HK$195,973
baseline
▲ 0.50% · 4.625%
HK$207,897
+HK$11,924/mo
Deposit HK$4.49M · loan HK$40.44M · min. income ≈ HK$391,946/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,909,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,153
−HK$11,083/mo
▼ 0.25% · 3.875%
HK$210,655
−HK$5,581/mo
Today · 4.125%
HK$216,236
baseline
▲ 0.50% · 4.625%
HK$227,635
+HK$11,399/mo
Deposit HK$4.49M · loan HK$40.44M · min. income ≈ HK$432,472/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,909,475 · Scale 2, in force from 26 Feb 2026)