LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,246
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,565
−HK$324/mo
Today · 4.125%
HK$10,889
baseline
▲ 0.50% · 4.625%
HK$11,552
+HK$663/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,778/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,399
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,705
−HK$310/mo
Today · 4.125%
HK$12,015
baseline
▲ 0.50% · 4.625%
HK$12,648
+HK$633/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,030/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,296
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,678
−HK$389/mo
Today · 4.125%
HK$13,067
baseline
▲ 0.50% · 4.625%
HK$13,862
+HK$795/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,134/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,679
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,046
−HK$372/mo
Today · 4.125%
HK$14,418
baseline
▲ 0.50% · 4.625%
HK$15,178
+HK$760/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,836/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,345
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,791
−HK$454/mo
Today · 4.125%
HK$15,245
baseline
▲ 0.50% · 4.625%
HK$16,172
+HK$927/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,490/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,959
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,387
−HK$434/mo
Today · 4.125%
HK$16,821
baseline
▲ 0.50% · 4.625%
HK$17,708
+HK$887/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,642/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,444
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,017
−HK$583/mo
Today · 4.125%
HK$19,600
baseline
▲ 0.50% · 4.625%
HK$20,793
+HK$1,193/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,200/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,518
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,069
−HK$558/mo
Today · 4.125%
HK$21,627
baseline
▲ 0.50% · 4.625%
HK$22,767
+HK$1,140/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,254/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,404 · Scale 2, in force from 26 Feb 2026)