LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,247
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,566
−HK$323/mo
Today · 4.125%
HK$10,889
baseline
▲ 0.50% · 4.625%
HK$11,552
+HK$663/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,778/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,399
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,705
−HK$310/mo
Today · 4.125%
HK$12,015
baseline
▲ 0.50% · 4.625%
HK$12,649
+HK$634/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,030/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,296
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,679
−HK$388/mo
Today · 4.125%
HK$13,067
baseline
▲ 0.50% · 4.625%
HK$13,862
+HK$795/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,134/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,679
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,046
−HK$372/mo
Today · 4.125%
HK$14,418
baseline
▲ 0.50% · 4.625%
HK$15,178
+HK$760/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,836/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,346
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,792
−HK$453/mo
Today · 4.125%
HK$15,245
baseline
▲ 0.50% · 4.625%
HK$16,173
+HK$928/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,490/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,959
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,387
−HK$434/mo
Today · 4.125%
HK$16,821
baseline
▲ 0.50% · 4.625%
HK$17,708
+HK$887/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,642/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,444
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,018
−HK$583/mo
Today · 4.125%
HK$19,601
baseline
▲ 0.50% · 4.625%
HK$20,794
+HK$1,193/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,202/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,519
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,069
−HK$559/mo
Today · 4.125%
HK$21,628
baseline
▲ 0.50% · 4.625%
HK$22,768
+HK$1,140/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,256/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,406 · Scale 2, in force from 26 Feb 2026)