LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,481
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$105,668
−HK$3,239/mo
Today · 4.125%
HK$108,907
baseline
▲ 0.50% · 4.625%
HK$115,534
+HK$6,627/mo
Deposit HK$22.47M · loan HK$22.47M · min. income ≈ HK$217,814/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$1,910,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,009
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$117,066
−HK$3,102/mo
Today · 4.125%
HK$120,168
baseline
▲ 0.50% · 4.625%
HK$126,503
+HK$6,335/mo
Deposit HK$22.47M · loan HK$22.47M · min. income ≈ HK$240,336/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$1,910,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,977
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$126,802
−HK$3,887/mo
Today · 4.125%
HK$130,689
baseline
▲ 0.50% · 4.625%
HK$138,641
+HK$7,952/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$261,378/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,811
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$140,480
−HK$3,722/mo
Today · 4.125%
HK$144,202
baseline
▲ 0.50% · 4.625%
HK$151,803
+HK$7,601/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$288,404/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,473
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$147,936
−HK$4,534/mo
Today · 4.125%
HK$152,470
baseline
▲ 0.50% · 4.625%
HK$161,748
+HK$9,278/mo
Deposit HK$13.48M · loan HK$31.46M · min. income ≈ HK$304,940/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,910,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,612
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$163,893
−HK$4,343/mo
Today · 4.125%
HK$168,236
baseline
▲ 0.50% · 4.625%
HK$177,104
+HK$8,868/mo
Deposit HK$13.48M · loan HK$31.46M · min. income ≈ HK$336,472/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,910,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,465
−HK$11,568/mo
▼ 0.25% · 3.875%
HK$190,203
−HK$5,830/mo
Today · 4.125%
HK$196,033
baseline
▲ 0.50% · 4.625%
HK$207,961
+HK$11,928/mo
Deposit HK$4.49M · loan HK$40.45M · min. income ≈ HK$392,066/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,910,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,216
−HK$11,087/mo
▼ 0.25% · 3.875%
HK$210,720
−HK$5,583/mo
Today · 4.125%
HK$216,303
baseline
▲ 0.50% · 4.625%
HK$227,705
+HK$11,402/mo
Deposit HK$4.49M · loan HK$40.45M · min. income ≈ HK$432,606/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,910,063 · Scale 2, in force from 26 Feb 2026)