LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,482
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$105,669
−HK$3,239/mo
Today · 4.125%
HK$108,908
baseline
▲ 0.50% · 4.625%
HK$115,535
+HK$6,627/mo
Deposit HK$22.47M · loan HK$22.47M · min. income ≈ HK$217,816/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$1,910,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,010
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$117,067
−HK$3,102/mo
Today · 4.125%
HK$120,169
baseline
▲ 0.50% · 4.625%
HK$126,504
+HK$6,335/mo
Deposit HK$22.47M · loan HK$22.47M · min. income ≈ HK$240,338/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$1,910,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,978
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$126,803
−HK$3,887/mo
Today · 4.125%
HK$130,690
baseline
▲ 0.50% · 4.625%
HK$138,642
+HK$7,952/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$261,380/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,812
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$140,481
−HK$3,722/mo
Today · 4.125%
HK$144,203
baseline
▲ 0.50% · 4.625%
HK$151,804
+HK$7,601/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$288,406/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,474
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$147,937
−HK$4,534/mo
Today · 4.125%
HK$152,471
baseline
▲ 0.50% · 4.625%
HK$161,749
+HK$9,278/mo
Deposit HK$13.48M · loan HK$31.46M · min. income ≈ HK$304,942/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,910,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,614
−HK$8,623/mo
▼ 0.25% · 3.875%
HK$163,894
−HK$4,343/mo
Today · 4.125%
HK$168,237
baseline
▲ 0.50% · 4.625%
HK$177,105
+HK$8,868/mo
Deposit HK$13.48M · loan HK$31.46M · min. income ≈ HK$336,474/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,910,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,467
−HK$11,567/mo
▼ 0.25% · 3.875%
HK$190,205
−HK$5,829/mo
Today · 4.125%
HK$196,034
baseline
▲ 0.50% · 4.625%
HK$207,963
+HK$11,929/mo
Deposit HK$4.49M · loan HK$40.45M · min. income ≈ HK$392,068/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,910,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,217
−HK$11,088/mo
▼ 0.25% · 3.875%
HK$210,721
−HK$5,584/mo
Today · 4.125%
HK$216,305
baseline
▲ 0.50% · 4.625%
HK$227,706
+HK$11,401/mo
Deposit HK$4.49M · loan HK$40.45M · min. income ≈ HK$432,610/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$1,910,077 · Scale 2, in force from 26 Feb 2026)