LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,248
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,567
−HK$324/mo
Today · 4.125%
HK$10,891
baseline
▲ 0.50% · 4.625%
HK$11,554
+HK$663/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,782/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,401
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,707
−HK$310/mo
Today · 4.125%
HK$12,017
baseline
▲ 0.50% · 4.625%
HK$12,651
+HK$634/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,034/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,298
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,681
−HK$388/mo
Today · 4.125%
HK$13,069
baseline
▲ 0.50% · 4.625%
HK$13,865
+HK$796/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,138/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,682
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,049
−HK$372/mo
Today · 4.125%
HK$14,421
baseline
▲ 0.50% · 4.625%
HK$15,181
+HK$760/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,842/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,348
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,794
−HK$454/mo
Today · 4.125%
HK$15,248
baseline
▲ 0.50% · 4.625%
HK$16,175
+HK$927/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,496/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,962
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,390
−HK$434/mo
Today · 4.125%
HK$16,824
baseline
▲ 0.50% · 4.625%
HK$17,711
+HK$887/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,648/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,447
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,021
−HK$583/mo
Today · 4.125%
HK$19,604
baseline
▲ 0.50% · 4.625%
HK$20,797
+HK$1,193/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,208/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,522
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,073
−HK$558/mo
Today · 4.125%
HK$21,631
baseline
▲ 0.50% · 4.625%
HK$22,771
+HK$1,140/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,262/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,417 · Scale 2, in force from 26 Feb 2026)