LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,492
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$105,680
−HK$3,239/mo
Today · 4.125%
HK$108,919
baseline
▲ 0.50% · 4.625%
HK$115,546
+HK$6,627/mo
Deposit HK$22.47M · loan HK$22.47M · min. income ≈ HK$217,838/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$1,910,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,021
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$117,079
−HK$3,102/mo
Today · 4.125%
HK$120,181
baseline
▲ 0.50% · 4.625%
HK$126,516
+HK$6,335/mo
Deposit HK$22.47M · loan HK$22.47M · min. income ≈ HK$240,362/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$1,910,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,990
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$126,816
−HK$3,887/mo
Today · 4.125%
HK$130,703
baseline
▲ 0.50% · 4.625%
HK$138,656
+HK$7,953/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$261,406/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,825
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$140,495
−HK$3,723/mo
Today · 4.125%
HK$144,218
baseline
▲ 0.50% · 4.625%
HK$151,819
+HK$7,601/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$288,436/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,488
−HK$8,998/mo
▼ 0.25% · 3.875%
HK$147,952
−HK$4,534/mo
Today · 4.125%
HK$152,486
baseline
▲ 0.50% · 4.625%
HK$161,765
+HK$9,279/mo
Deposit HK$13.48M · loan HK$31.46M · min. income ≈ HK$304,972/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,910,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,630
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$163,911
−HK$4,343/mo
Today · 4.125%
HK$168,254
baseline
▲ 0.50% · 4.625%
HK$177,123
+HK$8,869/mo
Deposit HK$13.48M · loan HK$31.46M · min. income ≈ HK$336,508/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,910,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,485
−HK$11,569/mo
▼ 0.25% · 3.875%
HK$190,224
−HK$5,830/mo
Today · 4.125%
HK$196,054
baseline
▲ 0.50% · 4.625%
HK$207,983
+HK$11,929/mo
Deposit HK$4.49M · loan HK$40.45M · min. income ≈ HK$392,108/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,238
−HK$11,088/mo
▼ 0.25% · 3.875%
HK$210,742
−HK$5,584/mo
Today · 4.125%
HK$216,326
baseline
▲ 0.50% · 4.625%
HK$227,729
+HK$11,403/mo
Deposit HK$4.49M · loan HK$40.45M · min. income ≈ HK$432,652/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,268 · Scale 2, in force from 26 Feb 2026)