LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,500
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$105,688
−HK$3,240/mo
Today · 4.125%
HK$108,928
baseline
▲ 0.50% · 4.625%
HK$115,555
+HK$6,627/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$217,856/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,910,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,030
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$117,088
−HK$3,103/mo
Today · 4.125%
HK$120,191
baseline
▲ 0.50% · 4.625%
HK$126,526
+HK$6,335/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$240,382/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,910,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,000
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$126,826
−HK$3,887/mo
Today · 4.125%
HK$130,713
baseline
▲ 0.50% · 4.625%
HK$138,667
+HK$7,954/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$261,426/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,836
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$140,506
−HK$3,723/mo
Today · 4.125%
HK$144,229
baseline
▲ 0.50% · 4.625%
HK$151,831
+HK$7,602/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$288,458/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,500
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,963
−HK$4,536/mo
Today · 4.125%
HK$152,499
baseline
▲ 0.50% · 4.625%
HK$161,778
+HK$9,279/mo
Deposit HK$13.49M · loan HK$31.47M · min. income ≈ HK$304,998/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,910,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,642
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,924
−HK$4,343/mo
Today · 4.125%
HK$168,267
baseline
▲ 0.50% · 4.625%
HK$177,137
+HK$8,870/mo
Deposit HK$13.49M · loan HK$31.47M · min. income ≈ HK$336,534/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,910,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,500
−HK$11,570/mo
▼ 0.25% · 3.875%
HK$190,239
−HK$5,831/mo
Today · 4.125%
HK$196,070
baseline
▲ 0.50% · 4.625%
HK$208,000
+HK$11,930/mo
Deposit HK$4.50M · loan HK$40.46M · min. income ≈ HK$392,140/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,254
−HK$11,089/mo
▼ 0.25% · 3.875%
HK$210,759
−HK$5,584/mo
Today · 4.125%
HK$216,343
baseline
▲ 0.50% · 4.625%
HK$227,747
+HK$11,404/mo
Deposit HK$4.50M · loan HK$40.46M · min. income ≈ HK$432,686/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,419 · Scale 2, in force from 26 Feb 2026)