LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,502
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$105,690
−HK$3,240/mo
Today · 4.125%
HK$108,930
baseline
▲ 0.50% · 4.625%
HK$115,558
+HK$6,628/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$217,860/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,910,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,032
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$117,091
−HK$3,102/mo
Today · 4.125%
HK$120,193
baseline
▲ 0.50% · 4.625%
HK$126,529
+HK$6,336/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$240,386/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,910,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,002
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$126,828
−HK$3,888/mo
Today · 4.125%
HK$130,716
baseline
▲ 0.50% · 4.625%
HK$138,669
+HK$7,953/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$261,432/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,839
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$140,509
−HK$3,723/mo
Today · 4.125%
HK$144,232
baseline
▲ 0.50% · 4.625%
HK$151,835
+HK$7,603/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$288,464/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,503
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,966
−HK$4,536/mo
Today · 4.125%
HK$152,502
baseline
▲ 0.50% · 4.625%
HK$161,781
+HK$9,279/mo
Deposit HK$13.49M · loan HK$31.47M · min. income ≈ HK$305,004/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,910,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,645
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,927
−HK$4,343/mo
Today · 4.125%
HK$168,270
baseline
▲ 0.50% · 4.625%
HK$177,140
+HK$8,870/mo
Deposit HK$13.49M · loan HK$31.47M · min. income ≈ HK$336,540/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,910,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,504
−HK$11,569/mo
▼ 0.25% · 3.875%
HK$190,243
−HK$5,830/mo
Today · 4.125%
HK$196,073
baseline
▲ 0.50% · 4.625%
HK$208,004
+HK$11,931/mo
Deposit HK$4.50M · loan HK$40.46M · min. income ≈ HK$392,146/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,258
−HK$11,090/mo
▼ 0.25% · 3.875%
HK$210,763
−HK$5,585/mo
Today · 4.125%
HK$216,348
baseline
▲ 0.50% · 4.625%
HK$227,752
+HK$11,404/mo
Deposit HK$4.50M · loan HK$40.46M · min. income ≈ HK$432,696/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,458 · Scale 2, in force from 26 Feb 2026)