LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,503
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$105,691
−HK$3,240/mo
Today · 4.125%
HK$108,931
baseline
▲ 0.50% · 4.625%
HK$115,559
+HK$6,628/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$217,862/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,910,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,033
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$117,092
−HK$3,102/mo
Today · 4.125%
HK$120,194
baseline
▲ 0.50% · 4.625%
HK$126,530
+HK$6,336/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$240,388/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,910,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,003
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$126,829
−HK$3,888/mo
Today · 4.125%
HK$130,717
baseline
▲ 0.50% · 4.625%
HK$138,671
+HK$7,954/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$261,434/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,840
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$140,510
−HK$3,723/mo
Today · 4.125%
HK$144,233
baseline
▲ 0.50% · 4.625%
HK$151,836
+HK$7,603/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$288,466/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,504
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,968
−HK$4,535/mo
Today · 4.125%
HK$152,503
baseline
▲ 0.50% · 4.625%
HK$161,782
+HK$9,279/mo
Deposit HK$13.49M · loan HK$31.47M · min. income ≈ HK$305,006/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,910,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,647
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,928
−HK$4,344/mo
Today · 4.125%
HK$168,272
baseline
▲ 0.50% · 4.625%
HK$177,142
+HK$8,870/mo
Deposit HK$13.49M · loan HK$31.47M · min. income ≈ HK$336,544/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,910,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,505
−HK$11,570/mo
▼ 0.25% · 3.875%
HK$190,244
−HK$5,831/mo
Today · 4.125%
HK$196,075
baseline
▲ 0.50% · 4.625%
HK$208,006
+HK$11,931/mo
Deposit HK$4.50M · loan HK$40.46M · min. income ≈ HK$392,150/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,260
−HK$11,089/mo
▼ 0.25% · 3.875%
HK$210,765
−HK$5,584/mo
Today · 4.125%
HK$216,349
baseline
▲ 0.50% · 4.625%
HK$227,754
+HK$11,405/mo
Deposit HK$4.50M · loan HK$40.46M · min. income ≈ HK$432,698/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,473 · Scale 2, in force from 26 Feb 2026)