LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,513
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$105,702
−HK$3,239/mo
Today · 4.125%
HK$108,941
baseline
▲ 0.50% · 4.625%
HK$115,570
+HK$6,629/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$217,882/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,910,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,045
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$117,103
−HK$3,103/mo
Today · 4.125%
HK$120,206
baseline
▲ 0.50% · 4.625%
HK$126,542
+HK$6,336/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$240,412/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,910,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,016
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$126,842
−HK$3,888/mo
Today · 4.125%
HK$130,730
baseline
▲ 0.50% · 4.625%
HK$138,684
+HK$7,954/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$261,460/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,854
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$140,524
−HK$3,723/mo
Today · 4.125%
HK$144,247
baseline
▲ 0.50% · 4.625%
HK$151,851
+HK$7,604/mo
Deposit HK$17.98M · loan HK$26.97M · min. income ≈ HK$288,494/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,910,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,518
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$147,982
−HK$4,536/mo
Today · 4.125%
HK$152,518
baseline
▲ 0.50% · 4.625%
HK$161,798
+HK$9,280/mo
Deposit HK$13.49M · loan HK$31.47M · min. income ≈ HK$305,036/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,910,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,663
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$163,945
−HK$4,344/mo
Today · 4.125%
HK$168,289
baseline
▲ 0.50% · 4.625%
HK$177,159
+HK$8,870/mo
Deposit HK$13.49M · loan HK$31.47M · min. income ≈ HK$336,578/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,910,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,523
−HK$11,572/mo
▼ 0.25% · 3.875%
HK$190,263
−HK$5,832/mo
Today · 4.125%
HK$196,095
baseline
▲ 0.50% · 4.625%
HK$208,027
+HK$11,932/mo
Deposit HK$4.50M · loan HK$40.46M · min. income ≈ HK$392,190/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,280
−HK$11,091/mo
▼ 0.25% · 3.875%
HK$210,786
−HK$5,585/mo
Today · 4.125%
HK$216,371
baseline
▲ 0.50% · 4.625%
HK$227,776
+HK$11,405/mo
Deposit HK$4.50M · loan HK$40.46M · min. income ≈ HK$432,742/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,910,664 · Scale 2, in force from 26 Feb 2026)