LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,533
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$105,723
−HK$3,240/mo
Today · 4.125%
HK$108,963
baseline
▲ 0.50% · 4.625%
HK$115,593
+HK$6,630/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$217,926/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,911,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,067
−HK$6,163/mo
▼ 0.25% · 3.875%
HK$117,126
−HK$3,104/mo
Today · 4.125%
HK$120,230
baseline
▲ 0.50% · 4.625%
HK$126,567
+HK$6,337/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$240,460/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,911,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,040
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$126,867
−HK$3,889/mo
Today · 4.125%
HK$130,756
baseline
▲ 0.50% · 4.625%
HK$138,712
+HK$7,956/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$261,512/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,881
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,552
−HK$3,724/mo
Today · 4.125%
HK$144,276
baseline
▲ 0.50% · 4.625%
HK$151,881
+HK$7,605/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$288,552/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,547
−HK$9,001/mo
▼ 0.25% · 3.875%
HK$148,012
−HK$4,536/mo
Today · 4.125%
HK$152,548
baseline
▲ 0.50% · 4.625%
HK$161,830
+HK$9,282/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$305,096/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,694
−HK$8,628/mo
▼ 0.25% · 3.875%
HK$163,977
−HK$4,345/mo
Today · 4.125%
HK$168,322
baseline
▲ 0.50% · 4.625%
HK$177,194
+HK$8,872/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$336,644/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,560
−HK$11,573/mo
▼ 0.25% · 3.875%
HK$190,301
−HK$5,832/mo
Today · 4.125%
HK$196,133
baseline
▲ 0.50% · 4.625%
HK$208,068
+HK$11,935/mo
Deposit HK$4.50M · loan HK$40.47M · min. income ≈ HK$392,266/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,321
−HK$11,093/mo
▼ 0.25% · 3.875%
HK$210,828
−HK$5,586/mo
Today · 4.125%
HK$216,414
baseline
▲ 0.50% · 4.625%
HK$227,821
+HK$11,407/mo
Deposit HK$4.50M · loan HK$40.47M · min. income ≈ HK$432,828/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,041 · Scale 2, in force from 26 Feb 2026)