LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,253
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,572
−HK$324/mo
Today · 4.125%
HK$10,896
baseline
▲ 0.50% · 4.625%
HK$11,559
+HK$663/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,792/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,407
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,713
−HK$310/mo
Today · 4.125%
HK$12,023
baseline
▲ 0.50% · 4.625%
HK$12,657
+HK$634/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,046/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,304
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,687
−HK$389/mo
Today · 4.125%
HK$13,076
baseline
▲ 0.50% · 4.625%
HK$13,871
+HK$795/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,152/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,688
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,055
−HK$373/mo
Today · 4.125%
HK$14,428
baseline
▲ 0.50% · 4.625%
HK$15,188
+HK$760/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,856/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,355
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,801
−HK$454/mo
Today · 4.125%
HK$15,255
baseline
▲ 0.50% · 4.625%
HK$16,183
+HK$928/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,510/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,970
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,398
−HK$434/mo
Today · 4.125%
HK$16,832
baseline
▲ 0.50% · 4.625%
HK$17,720
+HK$888/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,664/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,456
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,030
−HK$583/mo
Today · 4.125%
HK$19,613
baseline
▲ 0.50% · 4.625%
HK$20,807
+HK$1,194/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,226/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,532
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,083
−HK$559/mo
Today · 4.125%
HK$21,642
baseline
▲ 0.50% · 4.625%
HK$22,782
+HK$1,140/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$43,284/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,449 · Scale 2, in force from 26 Feb 2026)