LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,534
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$105,723
−HK$3,241/mo
Today · 4.125%
HK$108,964
baseline
▲ 0.50% · 4.625%
HK$115,594
+HK$6,630/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$217,928/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,911,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,068
−HK$6,163/mo
▼ 0.25% · 3.875%
HK$117,127
−HK$3,104/mo
Today · 4.125%
HK$120,231
baseline
▲ 0.50% · 4.625%
HK$126,568
+HK$6,337/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$240,462/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,911,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,041
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$126,868
−HK$3,889/mo
Today · 4.125%
HK$130,757
baseline
▲ 0.50% · 4.625%
HK$138,713
+HK$7,956/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$261,514/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,882
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,553
−HK$3,724/mo
Today · 4.125%
HK$144,277
baseline
▲ 0.50% · 4.625%
HK$151,882
+HK$7,605/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$288,554/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,548
−HK$9,001/mo
▼ 0.25% · 3.875%
HK$148,013
−HK$4,536/mo
Today · 4.125%
HK$152,549
baseline
▲ 0.50% · 4.625%
HK$161,832
+HK$9,283/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$305,098/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,695
−HK$8,628/mo
▼ 0.25% · 3.875%
HK$163,978
−HK$4,345/mo
Today · 4.125%
HK$168,323
baseline
▲ 0.50% · 4.625%
HK$177,196
+HK$8,873/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$336,646/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,561
−HK$11,574/mo
▼ 0.25% · 3.875%
HK$190,302
−HK$5,833/mo
Today · 4.125%
HK$196,135
baseline
▲ 0.50% · 4.625%
HK$208,069
+HK$11,934/mo
Deposit HK$4.50M · loan HK$40.47M · min. income ≈ HK$392,270/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,323
−HK$11,093/mo
▼ 0.25% · 3.875%
HK$210,829
−HK$5,587/mo
Today · 4.125%
HK$216,416
baseline
▲ 0.50% · 4.625%
HK$227,823
+HK$11,407/mo
Deposit HK$4.50M · loan HK$40.47M · min. income ≈ HK$432,832/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,057 · Scale 2, in force from 26 Feb 2026)