LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,536
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$105,726
−HK$3,240/mo
Today · 4.125%
HK$108,966
baseline
▲ 0.50% · 4.625%
HK$115,597
+HK$6,631/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$217,932/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,911,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,071
−HK$6,163/mo
▼ 0.25% · 3.875%
HK$117,130
−HK$3,104/mo
Today · 4.125%
HK$120,234
baseline
▲ 0.50% · 4.625%
HK$126,571
+HK$6,337/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$240,468/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$1,911,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,044
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$126,871
−HK$3,889/mo
Today · 4.125%
HK$130,760
baseline
▲ 0.50% · 4.625%
HK$138,716
+HK$7,956/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$261,520/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,885
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,556
−HK$3,724/mo
Today · 4.125%
HK$144,280
baseline
▲ 0.50% · 4.625%
HK$151,886
+HK$7,606/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$288,560/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,551
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$148,016
−HK$4,537/mo
Today · 4.125%
HK$152,553
baseline
▲ 0.50% · 4.625%
HK$161,835
+HK$9,282/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$305,106/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,699
−HK$8,628/mo
▼ 0.25% · 3.875%
HK$163,982
−HK$4,345/mo
Today · 4.125%
HK$168,327
baseline
▲ 0.50% · 4.625%
HK$177,200
+HK$8,873/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$336,654/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,566
−HK$11,573/mo
▼ 0.25% · 3.875%
HK$190,307
−HK$5,832/mo
Today · 4.125%
HK$196,139
baseline
▲ 0.50% · 4.625%
HK$208,074
+HK$11,935/mo
Deposit HK$4.50M · loan HK$40.47M · min. income ≈ HK$392,278/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,327
−HK$11,094/mo
▼ 0.25% · 3.875%
HK$210,834
−HK$5,587/mo
Today · 4.125%
HK$216,421
baseline
▲ 0.50% · 4.625%
HK$227,828
+HK$11,407/mo
Deposit HK$4.50M · loan HK$40.47M · min. income ≈ HK$432,842/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,101 · Scale 2, in force from 26 Feb 2026)