LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,254
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,573
−HK$324/mo
Today · 4.125%
HK$10,897
baseline
▲ 0.50% · 4.625%
HK$11,560
+HK$663/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,794/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,407
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,713
−HK$311/mo
Today · 4.125%
HK$12,024
baseline
▲ 0.50% · 4.625%
HK$12,657
+HK$633/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,048/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,305
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,687
−HK$389/mo
Today · 4.125%
HK$13,076
baseline
▲ 0.50% · 4.625%
HK$13,872
+HK$796/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,152/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,689
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,056
−HK$372/mo
Today · 4.125%
HK$14,428
baseline
▲ 0.50% · 4.625%
HK$15,189
+HK$761/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,856/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,355
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,802
−HK$454/mo
Today · 4.125%
HK$15,256
baseline
▲ 0.50% · 4.625%
HK$16,184
+HK$928/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,512/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,970
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,399
−HK$434/mo
Today · 4.125%
HK$16,833
baseline
▲ 0.50% · 4.625%
HK$17,720
+HK$887/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,666/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,457
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,031
−HK$583/mo
Today · 4.125%
HK$19,614
baseline
▲ 0.50% · 4.625%
HK$20,808
+HK$1,194/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,228/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,533
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,084
−HK$559/mo
Today · 4.125%
HK$21,643
baseline
▲ 0.50% · 4.625%
HK$22,783
+HK$1,140/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$43,286/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,453 · Scale 2, in force from 26 Feb 2026)