LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,542
−HK$6,431/mo
▼ 0.25% · 3.875%
HK$105,732
−HK$3,241/mo
Today · 4.125%
HK$108,973
baseline
▲ 0.50% · 4.625%
HK$115,603
+HK$6,630/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$217,946/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,077
−HK$6,163/mo
▼ 0.25% · 3.875%
HK$117,137
−HK$3,103/mo
Today · 4.125%
HK$120,240
baseline
▲ 0.50% · 4.625%
HK$126,579
+HK$6,339/mo
Deposit HK$22.48M · loan HK$22.48M · min. income ≈ HK$240,480/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,051
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$126,878
−HK$3,889/mo
Today · 4.125%
HK$130,767
baseline
▲ 0.50% · 4.625%
HK$138,724
+HK$7,957/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$261,534/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,893
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$140,564
−HK$3,725/mo
Today · 4.125%
HK$144,289
baseline
▲ 0.50% · 4.625%
HK$151,894
+HK$7,605/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$288,578/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,559
−HK$9,003/mo
▼ 0.25% · 3.875%
HK$148,025
−HK$4,537/mo
Today · 4.125%
HK$152,562
baseline
▲ 0.50% · 4.625%
HK$161,845
+HK$9,283/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$305,124/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,708
−HK$8,629/mo
▼ 0.25% · 3.875%
HK$163,991
−HK$4,346/mo
Today · 4.125%
HK$168,337
baseline
▲ 0.50% · 4.625%
HK$177,210
+HK$8,873/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$336,674/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,576
−HK$11,575/mo
▼ 0.25% · 3.875%
HK$190,317
−HK$5,834/mo
Today · 4.125%
HK$196,151
baseline
▲ 0.50% · 4.625%
HK$208,086
+HK$11,935/mo
Deposit HK$4.50M · loan HK$40.47M · min. income ≈ HK$392,302/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,339
−HK$11,094/mo
▼ 0.25% · 3.875%
HK$210,846
−HK$5,587/mo
Today · 4.125%
HK$216,433
baseline
▲ 0.50% · 4.625%
HK$227,841
+HK$11,408/mo
Deposit HK$4.50M · loan HK$40.47M · min. income ≈ HK$432,866/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,209 · Scale 2, in force from 26 Feb 2026)