LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,550
−HK$6,431/mo
▼ 0.25% · 3.875%
HK$105,740
−HK$3,241/mo
Today · 4.125%
HK$108,981
baseline
▲ 0.50% · 4.625%
HK$115,612
+HK$6,631/mo
Deposit HK$22.49M · loan HK$22.49M · min. income ≈ HK$217,962/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,086
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$117,146
−HK$3,104/mo
Today · 4.125%
HK$120,250
baseline
▲ 0.50% · 4.625%
HK$126,588
+HK$6,338/mo
Deposit HK$22.49M · loan HK$22.49M · min. income ≈ HK$240,500/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,060
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$126,888
−HK$3,889/mo
Today · 4.125%
HK$130,777
baseline
▲ 0.50% · 4.625%
HK$138,735
+HK$7,958/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$261,554/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,903
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$140,575
−HK$3,725/mo
Today · 4.125%
HK$144,300
baseline
▲ 0.50% · 4.625%
HK$151,906
+HK$7,606/mo
Deposit HK$17.99M · loan HK$26.98M · min. income ≈ HK$288,600/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,570
−HK$9,004/mo
▼ 0.25% · 3.875%
HK$148,036
−HK$4,538/mo
Today · 4.125%
HK$152,574
baseline
▲ 0.50% · 4.625%
HK$161,857
+HK$9,283/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$305,148/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,721
−HK$8,629/mo
▼ 0.25% · 3.875%
HK$164,004
−HK$4,346/mo
Today · 4.125%
HK$168,350
baseline
▲ 0.50% · 4.625%
HK$177,224
+HK$8,874/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$336,700/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,591
−HK$11,575/mo
▼ 0.25% · 3.875%
HK$190,332
−HK$5,834/mo
Today · 4.125%
HK$196,166
baseline
▲ 0.50% · 4.625%
HK$208,102
+HK$11,936/mo
Deposit HK$4.50M · loan HK$40.48M · min. income ≈ HK$392,332/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,355
−HK$11,095/mo
▼ 0.25% · 3.875%
HK$210,863
−HK$5,587/mo
Today · 4.125%
HK$216,450
baseline
▲ 0.50% · 4.625%
HK$227,859
+HK$11,409/mo
Deposit HK$4.50M · loan HK$40.48M · min. income ≈ HK$432,900/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,360 · Scale 2, in force from 26 Feb 2026)