LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,255
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,574
−HK$324/mo
Today · 4.125%
HK$10,898
baseline
▲ 0.50% · 4.625%
HK$11,561
+HK$663/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,796/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,409
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,715
−HK$310/mo
Today · 4.125%
HK$12,025
baseline
▲ 0.50% · 4.625%
HK$12,659
+HK$634/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,050/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,306
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,689
−HK$389/mo
Today · 4.125%
HK$13,078
baseline
▲ 0.50% · 4.625%
HK$13,874
+HK$796/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,156/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,690
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,058
−HK$372/mo
Today · 4.125%
HK$14,430
baseline
▲ 0.50% · 4.625%
HK$15,191
+HK$761/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,860/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,357
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,804
−HK$453/mo
Today · 4.125%
HK$15,257
baseline
▲ 0.50% · 4.625%
HK$16,186
+HK$929/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,514/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,972
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,400
−HK$435/mo
Today · 4.125%
HK$16,835
baseline
▲ 0.50% · 4.625%
HK$17,722
+HK$887/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,670/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,459
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,033
−HK$584/mo
Today · 4.125%
HK$19,617
baseline
▲ 0.50% · 4.625%
HK$20,810
+HK$1,193/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,234/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,536
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,086
−HK$559/mo
Today · 4.125%
HK$21,645
baseline
▲ 0.50% · 4.625%
HK$22,786
+HK$1,141/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$43,290/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,460 · Scale 2, in force from 26 Feb 2026)