LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,558
−HK$6,431/mo
▼ 0.25% · 3.875%
HK$105,748
−HK$3,241/mo
Today · 4.125%
HK$108,989
baseline
▲ 0.50% · 4.625%
HK$115,621
+HK$6,632/mo
Deposit HK$22.49M · loan HK$22.49M · min. income ≈ HK$217,978/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,095
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$117,155
−HK$3,104/mo
Today · 4.125%
HK$120,259
baseline
▲ 0.50% · 4.625%
HK$126,598
+HK$6,339/mo
Deposit HK$22.49M · loan HK$22.49M · min. income ≈ HK$240,518/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,070
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$126,898
−HK$3,889/mo
Today · 4.125%
HK$130,787
baseline
▲ 0.50% · 4.625%
HK$138,745
+HK$7,958/mo
Deposit HK$17.99M · loan HK$26.99M · min. income ≈ HK$261,574/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,914
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$140,586
−HK$3,725/mo
Today · 4.125%
HK$144,311
baseline
▲ 0.50% · 4.625%
HK$151,918
+HK$7,607/mo
Deposit HK$17.99M · loan HK$26.99M · min. income ≈ HK$288,622/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,581
−HK$9,004/mo
▼ 0.25% · 3.875%
HK$148,047
−HK$4,538/mo
Today · 4.125%
HK$152,585
baseline
▲ 0.50% · 4.625%
HK$161,870
+HK$9,285/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$305,170/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,733
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$164,017
−HK$4,346/mo
Today · 4.125%
HK$168,363
baseline
▲ 0.50% · 4.625%
HK$177,237
+HK$8,874/mo
Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$336,726/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,605
−HK$11,576/mo
▼ 0.25% · 3.875%
HK$190,347
−HK$5,834/mo
Today · 4.125%
HK$196,181
baseline
▲ 0.50% · 4.625%
HK$208,118
+HK$11,937/mo
Deposit HK$4.50M · loan HK$40.48M · min. income ≈ HK$392,362/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,371
−HK$11,095/mo
▼ 0.25% · 3.875%
HK$210,879
−HK$5,587/mo
Today · 4.125%
HK$216,466
baseline
▲ 0.50% · 4.625%
HK$227,876
+HK$11,410/mo
Deposit HK$4.50M · loan HK$40.48M · min. income ≈ HK$432,932/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,504 · Scale 2, in force from 26 Feb 2026)