LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,566
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,757
−HK$3,241/mo
Today · 4.125%
HK$108,998
baseline
▲ 0.50% · 4.625%
HK$115,630
+HK$6,632/mo
Deposit HK$22.49M · loan HK$22.49M · min. income ≈ HK$217,996/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,104
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$117,164
−HK$3,104/mo
Today · 4.125%
HK$120,268
baseline
▲ 0.50% · 4.625%
HK$126,608
+HK$6,340/mo
Deposit HK$22.49M · loan HK$22.49M · min. income ≈ HK$240,536/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,079
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$126,908
−HK$3,890/mo
Today · 4.125%
HK$130,798
baseline
▲ 0.50% · 4.625%
HK$138,756
+HK$7,958/mo
Deposit HK$17.99M · loan HK$26.99M · min. income ≈ HK$261,596/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,925
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$140,597
−HK$3,725/mo
Today · 4.125%
HK$144,322
baseline
▲ 0.50% · 4.625%
HK$151,930
+HK$7,608/mo
Deposit HK$17.99M · loan HK$26.99M · min. income ≈ HK$288,644/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,911,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,593
−HK$9,004/mo
▼ 0.25% · 3.875%
HK$148,059
−HK$4,538/mo
Today · 4.125%
HK$152,597
baseline
▲ 0.50% · 4.625%
HK$161,882
+HK$9,285/mo
Deposit HK$13.49M · loan HK$31.49M · min. income ≈ HK$305,194/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,911,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,745
−HK$8,631/mo
▼ 0.25% · 3.875%
HK$164,030
−HK$4,346/mo
Today · 4.125%
HK$168,376
baseline
▲ 0.50% · 4.625%
HK$177,251
+HK$8,875/mo
Deposit HK$13.49M · loan HK$31.49M · min. income ≈ HK$336,752/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,911,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,619
−HK$11,577/mo
▼ 0.25% · 3.875%
HK$190,362
−HK$5,834/mo
Today · 4.125%
HK$196,196
baseline
▲ 0.50% · 4.625%
HK$208,134
+HK$11,938/mo
Deposit HK$4.50M · loan HK$40.48M · min. income ≈ HK$392,392/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,387
−HK$11,096/mo
▼ 0.25% · 3.875%
HK$210,895
−HK$5,588/mo
Today · 4.125%
HK$216,483
baseline
▲ 0.50% · 4.625%
HK$227,894
+HK$11,411/mo
Deposit HK$4.50M · loan HK$40.48M · min. income ≈ HK$432,966/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,654 · Scale 2, in force from 26 Feb 2026)