LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,578
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,769
−HK$3,241/mo
Today · 4.125%
HK$109,010
baseline
▲ 0.50% · 4.625%
HK$115,643
+HK$6,633/mo
Deposit HK$22.49M · loan HK$22.49M · min. income ≈ HK$218,020/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,117
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$117,177
−HK$3,105/mo
Today · 4.125%
HK$120,282
baseline
▲ 0.50% · 4.625%
HK$126,622
+HK$6,340/mo
Deposit HK$22.49M · loan HK$22.49M · min. income ≈ HK$240,564/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$1,911,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,093
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$126,922
−HK$3,890/mo
Today · 4.125%
HK$130,812
baseline
▲ 0.50% · 4.625%
HK$138,772
+HK$7,960/mo
Deposit HK$17.99M · loan HK$26.99M · min. income ≈ HK$261,624/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,911,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,940
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$140,613
−HK$3,726/mo
Today · 4.125%
HK$144,339
baseline
▲ 0.50% · 4.625%
HK$151,947
+HK$7,608/mo
Deposit HK$17.99M · loan HK$26.99M · min. income ≈ HK$288,678/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,911,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,609
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$148,076
−HK$4,539/mo
Today · 4.125%
HK$152,615
baseline
▲ 0.50% · 4.625%
HK$161,901
+HK$9,286/mo
Deposit HK$13.50M · loan HK$31.49M · min. income ≈ HK$305,230/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,911,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,764
−HK$8,631/mo
▼ 0.25% · 3.875%
HK$164,048
−HK$4,347/mo
Today · 4.125%
HK$168,395
baseline
▲ 0.50% · 4.625%
HK$177,271
+HK$8,876/mo
Deposit HK$13.50M · loan HK$31.49M · min. income ≈ HK$336,790/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,911,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,640
−HK$11,579/mo
▼ 0.25% · 3.875%
HK$190,383
−HK$5,836/mo
Today · 4.125%
HK$196,219
baseline
▲ 0.50% · 4.625%
HK$208,158
+HK$11,939/mo
Deposit HK$4.50M · loan HK$40.49M · min. income ≈ HK$392,438/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,410
−HK$11,098/mo
▼ 0.25% · 3.875%
HK$210,919
−HK$5,589/mo
Today · 4.125%
HK$216,508
baseline
▲ 0.50% · 4.625%
HK$227,920
+HK$11,412/mo
Deposit HK$4.50M · loan HK$40.49M · min. income ≈ HK$433,016/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,911,872 · Scale 2, in force from 26 Feb 2026)