LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,258
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,577
−HK$324/mo
Today · 4.125%
HK$10,901
baseline
▲ 0.50% · 4.625%
HK$11,565
+HK$664/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,802/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,412
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,718
−HK$311/mo
Today · 4.125%
HK$12,029
baseline
▲ 0.50% · 4.625%
HK$12,663
+HK$634/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,058/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,310
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,693
−HK$389/mo
Today · 4.125%
HK$13,082
baseline
▲ 0.50% · 4.625%
HK$13,878
+HK$796/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,164/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,694
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,062
−HK$372/mo
Today · 4.125%
HK$14,434
baseline
▲ 0.50% · 4.625%
HK$15,195
+HK$761/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,868/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,361
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,808
−HK$454/mo
Today · 4.125%
HK$15,262
baseline
▲ 0.50% · 4.625%
HK$16,191
+HK$929/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,524/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,977
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,405
−HK$435/mo
Today · 4.125%
HK$16,840
baseline
▲ 0.50% · 4.625%
HK$17,728
+HK$888/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,680/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,465
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,039
−HK$583/mo
Today · 4.125%
HK$19,622
baseline
▲ 0.50% · 4.625%
HK$20,816
+HK$1,194/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,244/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,542
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,093
−HK$558/mo
Today · 4.125%
HK$21,651
baseline
▲ 0.50% · 4.625%
HK$22,793
+HK$1,142/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$43,302/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,480 · Scale 2, in force from 26 Feb 2026)