LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,602
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$105,793
−HK$3,243/mo
Today · 4.125%
HK$109,036
baseline
▲ 0.50% · 4.625%
HK$115,670
+HK$6,634/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$218,072/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$1,912,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,143
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$117,205
−HK$3,105/mo
Today · 4.125%
HK$120,310
baseline
▲ 0.50% · 4.625%
HK$126,652
+HK$6,342/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$240,620/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$1,912,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,122
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$126,952
−HK$3,891/mo
Today · 4.125%
HK$130,843
baseline
▲ 0.50% · 4.625%
HK$138,804
+HK$7,961/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$261,686/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,972
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,645
−HK$3,727/mo
Today · 4.125%
HK$144,372
baseline
▲ 0.50% · 4.625%
HK$151,982
+HK$7,610/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$288,744/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,642
−HK$9,008/mo
▼ 0.25% · 3.875%
HK$148,110
−HK$4,540/mo
Today · 4.125%
HK$152,650
baseline
▲ 0.50% · 4.625%
HK$161,938
+HK$9,288/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$305,300/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,801
−HK$8,633/mo
▼ 0.25% · 3.875%
HK$164,086
−HK$4,348/mo
Today · 4.125%
HK$168,434
baseline
▲ 0.50% · 4.625%
HK$177,313
+HK$8,879/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$336,868/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,683
−HK$11,581/mo
▼ 0.25% · 3.875%
HK$190,428
−HK$5,836/mo
Today · 4.125%
HK$196,264
baseline
▲ 0.50% · 4.625%
HK$208,206
+HK$11,942/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$392,528/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,458
−HK$11,100/mo
▼ 0.25% · 3.875%
HK$210,968
−HK$5,590/mo
Today · 4.125%
HK$216,558
baseline
▲ 0.50% · 4.625%
HK$227,973
+HK$11,415/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$433,116/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,316 · Scale 2, in force from 26 Feb 2026)