LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,615
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,807
−HK$3,243/mo
Today · 4.125%
HK$109,050
baseline
▲ 0.50% · 4.625%
HK$115,685
+HK$6,635/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$218,100/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$1,912,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,158
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,220
−HK$3,106/mo
Today · 4.125%
HK$120,326
baseline
▲ 0.50% · 4.625%
HK$126,668
+HK$6,342/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$240,652/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$1,912,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,138
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,968
−HK$3,892/mo
Today · 4.125%
HK$130,860
baseline
▲ 0.50% · 4.625%
HK$138,822
+HK$7,962/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$261,720/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,990
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,664
−HK$3,727/mo
Today · 4.125%
HK$144,391
baseline
▲ 0.50% · 4.625%
HK$152,002
+HK$7,611/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$288,782/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,661
−HK$9,009/mo
▼ 0.25% · 3.875%
HK$148,130
−HK$4,540/mo
Today · 4.125%
HK$152,670
baseline
▲ 0.50% · 4.625%
HK$161,959
+HK$9,289/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$305,340/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,821
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$164,108
−HK$4,348/mo
Today · 4.125%
HK$168,456
baseline
▲ 0.50% · 4.625%
HK$177,336
+HK$8,880/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$336,912/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,707
−HK$11,583/mo
▼ 0.25% · 3.875%
HK$190,452
−HK$5,838/mo
Today · 4.125%
HK$196,290
baseline
▲ 0.50% · 4.625%
HK$208,234
+HK$11,944/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$392,580/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,485
−HK$11,101/mo
▼ 0.25% · 3.875%
HK$210,996
−HK$5,590/mo
Today · 4.125%
HK$216,586
baseline
▲ 0.50% · 4.625%
HK$228,003
+HK$11,417/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$433,172/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,565 · Scale 2, in force from 26 Feb 2026)