LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,616
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,808
−HK$3,243/mo
Today · 4.125%
HK$109,051
baseline
▲ 0.50% · 4.625%
HK$115,687
+HK$6,636/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$218,102/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$1,912,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,160
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,222
−HK$3,106/mo
Today · 4.125%
HK$120,328
baseline
▲ 0.50% · 4.625%
HK$126,670
+HK$6,342/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$240,656/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$1,912,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,140
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,970
−HK$3,892/mo
Today · 4.125%
HK$130,862
baseline
▲ 0.50% · 4.625%
HK$138,824
+HK$7,962/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$261,724/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,992
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,666
−HK$3,727/mo
Today · 4.125%
HK$144,393
baseline
▲ 0.50% · 4.625%
HK$152,004
+HK$7,611/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$288,786/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,663
−HK$9,009/mo
▼ 0.25% · 3.875%
HK$148,132
−HK$4,540/mo
Today · 4.125%
HK$152,672
baseline
▲ 0.50% · 4.625%
HK$161,962
+HK$9,290/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$305,344/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,824
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$164,110
−HK$4,349/mo
Today · 4.125%
HK$168,459
baseline
▲ 0.50% · 4.625%
HK$177,338
+HK$8,879/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$336,918/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,710
−HK$11,583/mo
▼ 0.25% · 3.875%
HK$190,455
−HK$5,838/mo
Today · 4.125%
HK$196,293
baseline
▲ 0.50% · 4.625%
HK$208,237
+HK$11,944/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$392,586/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,488
−HK$11,102/mo
▼ 0.25% · 3.875%
HK$210,999
−HK$5,591/mo
Today · 4.125%
HK$216,590
baseline
▲ 0.50% · 4.625%
HK$228,006
+HK$11,416/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$433,180/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,593 · Scale 2, in force from 26 Feb 2026)