LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,622
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,814
−HK$3,243/mo
Today · 4.125%
HK$109,057
baseline
▲ 0.50% · 4.625%
HK$115,693
+HK$6,636/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$218,114/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$1,912,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,166
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,228
−HK$3,106/mo
Today · 4.125%
HK$120,334
baseline
▲ 0.50% · 4.625%
HK$126,677
+HK$6,343/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$240,668/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$1,912,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,146
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,977
−HK$3,891/mo
Today · 4.125%
HK$130,868
baseline
▲ 0.50% · 4.625%
HK$138,832
+HK$7,964/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$261,736/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,999
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,673
−HK$3,727/mo
Today · 4.125%
HK$144,400
baseline
▲ 0.50% · 4.625%
HK$152,012
+HK$7,612/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$288,800/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,670
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$148,139
−HK$4,541/mo
Today · 4.125%
HK$152,680
baseline
▲ 0.50% · 4.625%
HK$161,970
+HK$9,290/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$305,360/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,832
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$164,119
−HK$4,348/mo
Today · 4.125%
HK$168,467
baseline
▲ 0.50% · 4.625%
HK$177,347
+HK$8,880/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$336,934/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,719
−HK$11,584/mo
▼ 0.25% · 3.875%
HK$190,465
−HK$5,838/mo
Today · 4.125%
HK$196,303
baseline
▲ 0.50% · 4.625%
HK$208,247
+HK$11,944/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$392,606/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,498
−HK$11,103/mo
▼ 0.25% · 3.875%
HK$211,010
−HK$5,591/mo
Today · 4.125%
HK$216,601
baseline
▲ 0.50% · 4.625%
HK$228,018
+HK$11,417/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$433,202/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,691 · Scale 2, in force from 26 Feb 2026)