LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,622
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,815
−HK$3,243/mo
Today · 4.125%
HK$109,058
baseline
▲ 0.50% · 4.625%
HK$115,694
+HK$6,636/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$218,116/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$1,912,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,166
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$117,228
−HK$3,107/mo
Today · 4.125%
HK$120,335
baseline
▲ 0.50% · 4.625%
HK$126,677
+HK$6,342/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$240,670/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$1,912,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,147
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,978
−HK$3,891/mo
Today · 4.125%
HK$130,869
baseline
▲ 0.50% · 4.625%
HK$138,832
+HK$7,963/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$261,738/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,000
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,674
−HK$3,727/mo
Today · 4.125%
HK$144,401
baseline
▲ 0.50% · 4.625%
HK$152,013
+HK$7,612/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$288,802/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,912,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,671
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$148,140
−HK$4,541/mo
Today · 4.125%
HK$152,681
baseline
▲ 0.50% · 4.625%
HK$161,971
+HK$9,290/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$305,362/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,833
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$164,120
−HK$4,348/mo
Today · 4.125%
HK$168,468
baseline
▲ 0.50% · 4.625%
HK$177,348
+HK$8,880/mo
Deposit HK$13.50M · loan HK$31.50M · min. income ≈ HK$336,936/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,912,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,720
−HK$11,584/mo
▼ 0.25% · 3.875%
HK$190,466
−HK$5,838/mo
Today · 4.125%
HK$196,304
baseline
▲ 0.50% · 4.625%
HK$208,249
+HK$11,945/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$392,608/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,500
−HK$11,102/mo
▼ 0.25% · 3.875%
HK$211,011
−HK$5,591/mo
Today · 4.125%
HK$216,602
baseline
▲ 0.50% · 4.625%
HK$228,019
+HK$11,417/mo
Deposit HK$4.50M · loan HK$40.50M · min. income ≈ HK$433,204/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,704 · Scale 2, in force from 26 Feb 2026)