LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,629
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,821
−HK$3,244/mo
Today · 4.125%
HK$109,065
baseline
▲ 0.50% · 4.625%
HK$115,701
+HK$6,636/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$218,130/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$1,912,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,174
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,236
−HK$3,106/mo
Today · 4.125%
HK$120,342
baseline
▲ 0.50% · 4.625%
HK$126,685
+HK$6,343/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$240,684/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$1,912,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,155
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$126,986
−HK$3,892/mo
Today · 4.125%
HK$130,878
baseline
▲ 0.50% · 4.625%
HK$138,841
+HK$7,963/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$261,756/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,912,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,008
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,683
−HK$3,728/mo
Today · 4.125%
HK$144,411
baseline
▲ 0.50% · 4.625%
HK$152,023
+HK$7,612/mo
Deposit HK$18.00M · loan HK$27.00M · min. income ≈ HK$288,822/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,912,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,680
−HK$9,011/mo
▼ 0.25% · 3.875%
HK$148,150
−HK$4,541/mo
Today · 4.125%
HK$152,691
baseline
▲ 0.50% · 4.625%
HK$161,981
+HK$9,290/mo
Deposit HK$13.50M · loan HK$31.51M · min. income ≈ HK$305,382/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,912,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,843
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$164,130
−HK$4,349/mo
Today · 4.125%
HK$168,479
baseline
▲ 0.50% · 4.625%
HK$177,360
+HK$8,881/mo
Deposit HK$13.50M · loan HK$31.51M · min. income ≈ HK$336,958/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,912,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,732
−HK$11,584/mo
▼ 0.25% · 3.875%
HK$190,478
−HK$5,838/mo
Today · 4.125%
HK$196,316
baseline
▲ 0.50% · 4.625%
HK$208,262
+HK$11,946/mo
Deposit HK$4.50M · loan HK$40.51M · min. income ≈ HK$392,632/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,513
−HK$11,103/mo
▼ 0.25% · 3.875%
HK$211,024
−HK$5,592/mo
Today · 4.125%
HK$216,616
baseline
▲ 0.50% · 4.625%
HK$228,034
+HK$11,418/mo
Deposit HK$4.50M · loan HK$40.51M · min. income ≈ HK$433,232/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,824 · Scale 2, in force from 26 Feb 2026)