LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,263
−HK$644/mo
▼ 0.25% · 3.875%
HK$10,582
−HK$325/mo
Today · 4.125%
HK$10,907
baseline
▲ 0.50% · 4.625%
HK$11,570
+HK$663/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,814/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,418
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,724
−HK$310/mo
Today · 4.125%
HK$12,034
baseline
▲ 0.50% · 4.625%
HK$12,669
+HK$635/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,068/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,316
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,699
−HK$389/mo
Today · 4.125%
HK$13,088
baseline
▲ 0.50% · 4.625%
HK$13,884
+HK$796/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,176/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,701
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,069
−HK$372/mo
Today · 4.125%
HK$14,441
baseline
▲ 0.50% · 4.625%
HK$15,203
+HK$762/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,882/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,368
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,815
−HK$454/mo
Today · 4.125%
HK$15,269
baseline
▲ 0.50% · 4.625%
HK$16,198
+HK$929/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,538/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,985
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,413
−HK$435/mo
Today · 4.125%
HK$16,848
baseline
▲ 0.50% · 4.625%
HK$17,736
+HK$888/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,696/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,474
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,048
−HK$584/mo
Today · 4.125%
HK$19,632
baseline
▲ 0.50% · 4.625%
HK$20,827
+HK$1,195/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,264/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,552
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,103
−HK$559/mo
Today · 4.125%
HK$21,662
baseline
▲ 0.50% · 4.625%
HK$22,804
+HK$1,142/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$43,324/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,586 · Scale 2, in force from 26 Feb 2026)